Tag Archives: An Important Life Lesson

An Important Life Lesson

93. Topic: An Important Life Lesson

   – Question 93: Describe an important life lesson you’ve learned.

   – You should say:

     – When and how did you learn this lesson?

     – What was the situation or experience that taught you this lesson?

     – How has this lesson influenced your decisions and actions?

Model answer by Lifestyle Training Centre

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One of the most important life lessons I’ve learned over the years is the importance of not being too naive when it comes to trust and lending money. This lesson was imparted to me through a bitter experience that occurred a few years ago. It was a wake-up call, one that taught me to be more cautious and discerning in my interactions with people.

The situation that taught me this lesson happened when a friend of mine asked for a loan. We had known each other for a while, and I had always considered him someone trustworthy. He told me that he was in a difficult financial situation and assured me that he would repay the money as soon as he was able to. He even promised that he would get back to me within a specific timeframe. Being someone who values loyalty and relationships, I decided to lend him the money without asking for any formal agreement or proof of repayment. I was under the false impression that trust alone was enough to secure the arrangement. Unfortunately, as time passed, my friend stopped communicating, and I realised that I had been taken for a ride.

I was left in a difficult position, not just financially but emotionally, as I had believed in this person without taking the necessary precautions. This experience was a hard pill to swallow, and it made me realise the importance of not blindly trusting people, even if they come across as reliable or well-intentioned. What struck me the most was that, despite my best intentions, I had failed to take any practical steps to ensure the loan was secure.

Since then, this lesson has greatly influenced the way I handle financial matters and relationships. Whenever I’m faced with a similar situation, I always make sure to protect my interests. I now ensure that any money I lend is documented in some form, and I’m also much more skeptical of promises made without any concrete evidence or guarantee. This has not only protected me from financial loss but also helped me avoid being manipulated or taken advantage of.

This lesson has also taught me the value of balanced trust. While trust is essential in any relationship, I’ve come to realise that it’s important to weigh the risks and make decisions that are both emotionally wise and financially sound. While I still believe in giving people the benefit of the doubt, I now make sure to cover my bases and avoid putting myself in vulnerable situations.

In conclusion, learning to not be naive has been an essential part of my personal growth. It has not only helped me protect my finances but has also made me more aware of the dynamics of trust and relationships. This experience, although difficult, has shaped how I navigate life, ensuring I remain pragmatic and prudent in my dealings with others.


List of vocabulary used:

  1. Naive – Lacking experience, wisdom, or judgment; overly trusting or innocent.
  2. Bitter experience – A deeply unpleasant or painful experience that leads to regret or learning.
  3. Cautious – Careful to avoid potential risks or mistakes.
  4. Discerning – Having or showing good judgment, keen insight, or perception.
  5. Loyalty – A strong sense of support or allegiance to someone or something.
  6. Relationships – Connections or associations between people, often based on mutual understanding, trust, or affection.
  7. Trust – Reliance on the integrity, strength, or ability of someone or something.
  8. Taken for a ride – To be deceived or tricked.
  9. Hard pill to swallow – Something difficult to accept or endure.
  10. Blindly trusting – Trusting someone without questioning their motives or actions.
  11. Reliable – Consistently good in quality or performance; dependable.
  12. Well-intentioned – Having good motives or intentions, though they may not always result in the desired outcome.
  13. Practical steps – Actions that are realistic and effective for achieving a goal or solving a problem.
  14. Protect my interests – To take precautions to safeguard one’s personal, emotional, or financial well-being.
  15. Skeptical – Doubtful or hesitant to believe without sufficient evidence.
  16. Concrete evidence – Tangible or definite proof of something.
  17. Manipulated – Controlled or influenced in a way that is unfair or deceitful.
  18. Taken advantage of – Exploited or used unfairly, often for personal gain.
  19. Balanced trust – Trust that is measured or calculated, with careful consideration of potential risks.
  20. Weigh the risks – To assess or evaluate the potential dangers or consequences of a decision.
  21. Emotionally wise – Making decisions that are emotionally sound and healthy.
  22. Financially sound – Making decisions that are economically viable or prudent.
  23. Cover my bases – To take precautions or ensure that all possibilities are accounted for.
  24. Vulnerable situations – Circumstances in which one is at risk of being harmed or taken advantage of.
  25. Aware – Conscious or cognizant of something, particularly of one’s surroundings or situation.
  26. Shaped – Influenced or developed in a particular way by experiences.
  27. Pragmatic – Dealing with things sensibly and realistically, based on practical considerations.
  28. Prudent – Acting with or showing care and thought for the future.

Idioms and Phrases:

  1. Wake-up call – An event or experience that serves as a warning or realization to change one’s behavior.
  2. Took me for a ride – Deceived or tricked someone.
  3. A hard pill to swallow – An unpleasant or difficult truth to accept.
  4. Blindly trusting – Trusting without caution or critical thinking.
  5. Best intentions – Acting with good or honest intentions, despite the outcome.
  6. Practical steps – Concrete or sensible actions taken to ensure security or success.
  7. Protect my interests – Safeguard one’s own financial or personal well-being.
  8. Skeptical of promises – Doubtful or cautious about trusting promises.
  9. Concrete evidence – Clear, solid proof or assurance.
  10. Cover my bases – Take precautions or make sure all aspects are considered.
  11. Benefit of the doubt – Giving someone the chance to prove their sincerity or truthfulness.
  12. Put myself in vulnerable situations – Place oneself in a risky or exposed position.
  13. Personal growth – Development of oneself, both emotionally and mentally.
  14. Navigate life – Manage or deal with life’s challenges and situations.
  15. Pragmatic and prudent – Practical and sensible, making decisions based on logic and caution.

IELTS Speaking Task Topics

IELTS Speaking Task Topics

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